Apply up to
$3,000 in minutes*^

Get a personal loan with flexible payments made to fit your budget.

Applying for a loan with Kiwi won’t affect your credit score. . † See conditions

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How It Works

3 simple steps to get your loan

01

Create your account

Complete your loan application in just minutes.^

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02

Select your loan amount

Select how much you want to borrow — up to your approved limit.*

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03

Get your money

Receive the cash in your bank account or instantly with ATH Móvil.

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BENEFITS

A personal loan designed for you

Swift

Get a decision within 1 business day and receive your funds in 1–2 business days.^

100% Digital Experience

Apply, track, and manage your loan entirely online.

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Flexible payments

Pay in easy installments that fit your schedule.

Encrypted Data

Your security comes first. We use 256-bit SSL encryption to protect your data every step of the way.

Zero Impact on Your Score

Applying for a loan won’t affect your credit score.

We report to all credit bureaus

Every payment helps build your credit history with TransUnion, Experian, and Equifax.

Automatic payments

Stay on track with effortless autopay. Keep your account up to date, automatically.

Testimonials

Our customers trust us

More than 60,000 people have chosen Kiwi. Be part of our family.

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Nicole Gonzalez
5 estrellas amarillo

Excellent services helped thank you very much

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Camelia Castro
5 estrellas amarillo

Very good and makes the person trust them.

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Federico Sánchez
5 estrellas amarillo

Excellent application for applying for a loan and controlling payments. Easy process

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Olimpia Malavé
5 estrellas amarillo

The best thanks for everything 💯

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Vilmarie Camacho
5 estrellas amarillo

All very well, they always answer any questions and thanks to them my credit has increased better than I expected and I will continue with them as long as I can. 💪

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Niria Morales
5 estrellas amarillo

They have been spectacular in everything from application and disbursement to customer service. I have 2 and in both of them I have been granted the upgrade in quantity. I recommend them!!!

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Nicole Gonzalez
5 estrellas amarillo

Excellent customer service and this application is very useful for loan renewals.

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Magnific Boys
5 estrellas amarillo

They approved the loan to help me grow my credit history thanks to the creators of the Kiwi Credit app and their team are the best God bless you always

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Apply for your personal loan in minutes^

Fast, simple, and fair. Apply online in just a few minutes.^

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FAQ

FAQs

These are the most frequently asked questions you can ask before you start