Financial education that
builds your credit
Grow your financial knowledge and build your credit history for just $5 a month.


Financial education that pays off
Our courses guide you step by step to better understand and manage your money. Each on-time payment builds your credit and shows lenders you're reliable, helping you qualify for future loans.
We report your monthly payments to the three major credit bureaus: TransUnion, Experian and Equifax.
Build your credit history
Applying doesn't affect your score
Applying for course funding will not affect your credit report.
Build credit on autopilot
Automatic payments help you stay on track and keep building your credit.
Affordable payments of $5 per month
Build your credit history with payment starting at $5/month for 10 months, with no down payment or guarantee required.
Apply today and start building your credit history
Create your account
Sign up easily and start your financial journey in minutes.

Select your product
Access your dashboard and choose 'Credit Builder' to get started.

Choose your plan
Select the course that interests you most and explore flexible payment options.

Monitor your credit history for free
When you purchase Credit Builder with Kiwi, you'll get free access to your TransUnion credit report and score. Easily track your credit progress as you make your monthly payments, all through our app.

Our customers trust us
More than 60,000 people have chosen Kiwi. Be part of our family.
Start building your credit history today
Start with affordable payments of $5 a month, no down payment or guarantee required, and the confidence of reporting to all three major credit bureaus.

