Financial education that
builds your credit

Grow your financial knowledge and build your credit history for just $5 a month.

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Financial education that pays off

Our courses guide you step by step to better understand and manage your money. Each on-time payment builds your credit and shows lenders you're reliable, helping you qualify for future loans.

We report your monthly payments to the three major credit bureaus: TransUnion, Experian and Equifax.

Build your credit history

With our Credit Builder, you can strengthen your credit while improving your financial knowledge

Applying doesn't affect your score

Applying for course funding will not affect your credit report.

Build credit on autopilot

Automatic payments help you stay on track and keep building your credit.

Affordable payments of $5 per month

Build your credit history with payment starting at $5/month for 10 months, with no down payment or guarantee required.

How It Works

Apply today and start building your credit history

01

Create your account

Sign up easily and start your financial journey in minutes.

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02

Select your product

Access your dashboard and choose 'Credit Builder' to get started.

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03

Choose your plan

Select the course that interests you most and explore flexible payment options.

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Monitor your credit history for free

When you purchase Credit Builder with Kiwi, you'll get free access to your TransUnion credit report and score. Easily track your credit progress as you make your monthly payments, all through our app.

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Testimonials

Our customers trust us

More than 60,000 people have chosen Kiwi. Be part of our family.

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Nicole Gonzalez
5 estrellas amarillo

Excellent services helped thank you very much

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Camelia Castro
5 estrellas amarillo

Very good and makes the person trust them.

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Federico Sánchez
5 estrellas amarillo

Excellent application for applying for a loan and controlling payments. Easy process

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Olimpia Malavé
5 estrellas amarillo

The best thanks for everything 💯

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Vilmarie Camacho
5 estrellas amarillo

All very well, they always answer any questions and thanks to them my credit has increased better than I expected and I will continue with them as long as I can. 💪

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Niria Morales
5 estrellas amarillo

They have been spectacular in everything from application and disbursement to customer service. I have 2 and in both of them I have been granted the upgrade in quantity. I recommend them!!!

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Nicole Gonzalez
5 estrellas amarillo

Excellent customer service and this application is very useful for loan renewals.

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Magnific Boys
5 estrellas amarillo

They approved the loan to help me grow my credit history thanks to the creators of the Kiwi Credit app and their team are the best God bless you always

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Start building your credit history today

Start with affordable payments of $5 a month, no down payment or guarantee required, and the confidence of reporting to all three major credit bureaus.