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More than 300,000 people trust Kiwi
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From your phone, with no impact to your FICO® score

Personal loans

Apply for up to $3,000 in minutes*^

It's 100% online from start to finish. Apply and get a decision within 24 to 48 hours.
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Kiwi Pay

Buy now, pay later. Made simple

Get what you need today and pay in convenient monthly installments. Fast approval, transparent terms.
Credit Builder

Protect what matters. Build your credit

Access a line of credit to protect what matters most while building your credit history with every on-time payment.
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Support whenever you need it

Message us in the app anytime. Live chat is available 24/7.

Frequently asked questions

The questions we get asked most, before you get started
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