Apply up to
$3,000 in minutes*^
Get a personal loan with flexible payments made to fit your budget.
Applying for a loan with Kiwi won’t affect your credit score. † See conditions

3 simple steps to get your loan
Create your account
Complete your loan application in minutes.^

Select your loan amount
Set your amount - within your approved limit.*

Get your money
Receive the cash in your bank account or instantly with ATH Móvil.

A personal loan designed for you
Swift
Get a decision within 1 business day and receive your funds in 1–2 business days.^
100% Digital Experience
Apply, track, and manage your loan entirely online.

Flexible payments
Pay in easy installments that fit your schedule.
Encrypted Data
Your security comes first. We use 256-bit SSL encryption to protect your data every step of the way.
Zero Impact on Your Score
Applying for a loan won’t affect your credit score.
We report to all credit bureaus
Every payment helps build your credit history with TransUnion, Experian, and Equifax.
Automatic payments
Stay on track with effortless autopay. Keep your account up to date, automatically.
Our customers trust us
More than 60,000 people have chosen Kiwi. Be part of our family.
Apply for your personal loan in minutes^
Fast, simple, and fair. Apply online in just a few minutes.^

FAQs
You can apply for loans from $150 to $3,000. The amount approved will depend on our assessment of your ability to pay and credit profile. Keep in mind that the amounts may vary depending on the applicant's state of residence.
If you have AutoPay enabled, payments will be automatically debited each month from your bank account. You can also make your payments manually through our mobile application, by contacting us by phone, or through ATH Movil (only for residents of PR).
Yes, Kiwi is 100% safe. Your safety is our top priority. We use state-of-the-art encryption technology and bank-level security systems to protect all the information you provide to us. In addition, we follow strict security protocols to ensure that your personal and financial data is always protected.
To apply for a loan with Kiwi, you can register through our Web App or download our mobile application. The application process is as follows: complete the application form with all the required information. Your request will be evaluated based on your ability to pay and credit profile. If all the information is complete and correct, you can expect a response in approximately one business day.
Kiwi offers you different options to receive your loan funds: you can choose a direct bank transfer to your account, available to all the states where we operate. If you're in Puerto Rico, you can have the money sent straight to your ATH Móvil account.
