Protect what matters, build your credit

Access a line of credit to protect what matters most while building your credit history with every on-time payment.
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No interest
No credit check

Build your credit with plans starting at $5/mo

Tailored coverage

Buy the insurance you actually need with your credit line: roadside assistance, mobile phone, hospitalization, travel, and much more.
Card with text that reads: Travel insurance, cancellations, luggage, and emergencies.
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Build credit

$800 Kiwi tradeline reported
Report to the 3 major bureaus
Protection from purchased insurance
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Build your credit history hassle-free

Blue card showing Kiwi Membership with an $800 credit line and 0% interest.
01.

Access your Kiwi+ line

Access an $800 line that you can only use to purchase insurance available in our app.
White card with text Travel insurance, Cancellations, luggage and emergencies on a light blue background.
02.

Buy your insurance

Buy the insurance you need in our marketplace and pay for it with your line.
FICO score indicator with a marker in the blue-green section of the color scale.
03.

Every payment is reported

We report your payments to credit bureaus to help build your history.
Score

Your Kiwi+ line can help with key factors of your score

Payment history
Every on-time payment strengthens the most important factor in your credit score.
Credit utilization
More available credit can help lower your utilization rate.
Credit age
Your account does not expire: over time, it adds to the age of your credit history.
Two smiling women wearing sunglasses are in a car, showing joy and fun.Screen showing a score of 687 with an increase of 24 points this month.

Monitor your credit history for free

Your Kiwi+ membership includes free access to your TransUnion® credit report and score.
Updated score and change alerts
Full TransUnion® report
Included in your membership, at no extra cost

Our customers trust us

More than 300,000 people have chosen Kiwi.
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Me aprobaron el préstamo para ayudarme a hacer crecer mi historial crediticio gracias a los creadores de la app kiwi crédito junto a su equipo son lo máximo Dios los bendiga siempre
Magnific Boys
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Excelente servicio al cliente y muy útil esta aplicación para renovaciones de préstamos.
Nicole Gonzalez
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Han sido espectaculares en todo, desde la aplicación y el desembolso hasta el servicio al cliente. Tengo 2 y en las dos me han concedido el upgrade en cantidad. Los recomiendo!!!
Niria Morales
Camelia Castro
Stars
Muy bueno y hace que la persona confíe en ellos.
Camelia Castro
Nicole Gonzalez
Stars
Excelentes servicios ayudaron muchas gracias
Nicole Gonzalez
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Todo muy bien, siempre responden cualquier duda y gracias a ellos mi crédito ha subido mejor de lo que esperaba y seguiré con ellos mientras pueda.💪
Vilmarie Camacho
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Lo mejor gracias por todo 💯
Olimpia Malavé
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Excelente aplicación para solicitar un préstamo y controlar los pagos. Proceso fácil
Federico Sánchez
Kiwi+

Get started today.
Build your credit history.

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Frequently asked questions

The questions we get asked most, before you get started
How do Kiwi loans work?
How can I make my loan payments?
Is Kiwi safe?
How does the loan application process work?
How will I receive my loan funds?