Protect what matters, build your credit
Access a line of credit to protect what matters most while building your credit history with every on-time payment.
Build your credit now

No interest
No credit check
Build your credit with plans starting at $5/mo
Tailored coverage
Buy the insurance you actually need with your credit line: roadside assistance, mobile phone, hospitalization, travel, and much more.


Build credit
$800 Kiwi tradeline reported
Report to the 3 major bureaus
Protection from purchased insurance
Build your credit now

Build your credit history hassle-free
Score
Your Kiwi+ line can help with key factors of your score
Build credit now
Payment history
Every on-time payment strengthens the most important factor in your credit score.
Credit utilization
More available credit can help lower your utilization rate.
Credit age
Your account does not expire: over time, it adds to the age of your credit history.


Monitor your credit history for free
Your Kiwi+ membership includes free access to your TransUnion® credit report and score.
Updated score and change alerts
Full TransUnion® report
Included in your membership, at no extra cost
Join Kiwi+
Our customers trust us
More than 300,000 people have chosen Kiwi.
Kiwi+
Get started today.
Build your credit history.
Build credit now

Frequently asked questions
The questions we get asked most, before you get started
How do Kiwi loans work?
How can I make my loan payments?
Is Kiwi safe?
How does the loan application process work?
How will I receive my loan funds?



