• Kiwi Team

¿Qué factores afectan más su credit score?

Los factores que más afectan su crédito son los siguientes, respectivamente:

  • Historial de pago (35%)

  • Crédito comprometido (30%)

  • Longitud de historial de crédito (15%)

  • Indagaciones o tirones duros al reporte de crédito (10%)

  • Tipo de crédito que utiliza (10%)


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Our unsecured loans and credit builder loans are a better alternative to payday loans, cash advance, car title loans, secured credit cards and other forms of short-term credit. Our mission is to promote financial inclusion by providing access to affordable capital, help build credit and improve the financial literacy of our users.

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Kiwi Financial, LLC has licenses in PR and UT. Puerto Rico License: Ley de Préstamos Personales Pequeños #PPP-035; Utah License: Acknowledgement of Consumer Credit Notification.